Pre-approvals, more important and less concrete than ever Short Version A mortgage pre-approval is little more than a ratehold. A second alternate credit report can be accessed by the lender/insurer and its contents devastating. A mortgage pre-approval is not fully...
[vc_row][vc_column width=”1/1″]There has been a post circulating around social media over the past few weeks that has created confusion around the benefits of bi-weekly mortgage payments. The keyword omitted from the conversation is...
[vc_row][vc_column width=”1/1″]Market Update The past month has found me a tad too busy writing mortgages to be writing Blog posts. That said I look forward to laying down some mathematics and opinions again soon. For now I provide some Market data....
[vc_row][vc_column width=”1/1″] Defining ‘unaffordability’ Critics of real estate ownership often cite the average detached Vancouver house price against household income, e.g., ‘Today the(Vancouver) median income is $71,660 and the average...
Just in case you missed last weeks piece on interest rates (& Sharknado), here is a quick link; Interest Rates: Pundits, Predictions and Sharknado Short Version This week we discuss writing a `Subject Free` offer. Specifically why you may want to cool...
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