Will This Pain Ease Anytime Soon?

If you’re gainfully employed and in a fixed rate mortgage, especially one taken at under 2%, you may well be saying, what pain? If your in a variable rate mortgage with a static payment, you may also be asking; what pain? We are after all a nation at, or near,...

Did We Overpay?

Did we overpay? A question at the top of many recent buyers minds. Also a statement coming out of some ‘helpful’ friend or relatives mouths, ignore them… they don’t know how to do math, and also they’re always the black cloud anyways aren’t they. What follows is math...

Will Your Payment Increase by 45%?

This was the headline, just another in a long list of what is essentially fast-food for the brain. Short Version Stop watching/reading the news – it’s primary purpose is to generate fear.Stay variable – especially if you’re at Prime-1.00% or...

Where’s It All Headed?

The text below is very much the script from the 3 parts above. View and/or read as you prefer. Part 1. The fact is there’re more questions being created by daily twists and turns in all areas of our lives than there are answers. What we each do is we try to make...

Interest Rates, Inflation, & Fear

This is the video version of the text below. I was asked for a short video regarding Variable Rate Mortgages and whether or not to Lock In… Short Answer; No. No don’t’ lock in. Also no to the short video – you want short – tune out now. The Longer Answer? OK...