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Interest Rates, Inflation, & Fear

Interest Rates, Inflation, & Fear

This is the video version of the text below. I was asked for a short video regarding Variable Rate Mortgages and whether or not to Lock In… Short Answer; No. No don’t’ lock in. Also no to the short video – you want short – tune out now. The Longer Answer? OK...
Mortgage Payment Deferral

Mortgage Payment Deferral

No video this week, just text. (T.G. this one is for you my man!) Last weeks video was shot just before 2am at the end of what was then one of the most challenging weeks I’d experienced, ever. I simply had no juice left with which to compose written sentences,...
2019 Federal Budget – Gift wrapped… gift wrapping

2019 Federal Budget – Gift wrapped… gift wrapping

The Missing Link?    The missing link between home ownership and perpetual renting remains supply. Either supply of homes to purchase, or supply of money with which to purchase.   The 2019 Budget addresses neither of these supply issues....
But They Said It Was Portable…

But They Said It Was Portable…

Short Version:   The question most often asked: ‘Is my mortgage portable?’   The answer most often given: ‘Yes.’   This answer is increasingly wrong.   In reality you qualify to move ~80% of the balance… maybe.   If you are thinking of: Moving...
Impending Doom Averted, This Time

Impending Doom Averted, This Time

Basic Renewals   Will the impending doom, er… changes, hurt homeowners simply renewing their mortgage with their current lender? No.   If your life is easy, things are easy.   Thus far the government has continued to leave renewals alone. And one can...