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Your Mortgage Resolutions for a Happy New Year!

Your Mortgage Resolutions for a Happy New Year!

[vc_row][vc_column width=”1/1″] Happy New Year! A few thoughts around resolutions to address your existing Mortgage; Payment Frequency and Amount. Take charge of something that is within your control, the effective amortisation of your mortgage.  A change...
What would Ron Swanson do?

What would Ron Swanson do?

In the spirit of the most direct fictional character I know, Ron Swanson, I offer the following treatise on the subject of Real Estate.  A compelling approach that has been effective for thousands of years. Buy Land. Thank you,...
Good debt, bad debt, let’s talk about debt.

Good debt, bad debt, let’s talk about debt.

Good debt, bad debt, let’s talk about debt. Short version The focus on lending restrictions needs to include if not at this point be shifted primarily to consumer debt, i.e. credit cards, unsecured credit lines, auto loans, recreational vehicle loans, etc. Current...
Vive la difference!

Vive la difference!

Although I started my Blog more as a way to communicate market data, policy updates, and the odd bit of ‘opinion’ to my current clients, it seems on occasion it catches the eye of people outside that circle.  i.e. Garth Turner. titled; ‘The...
Good debt, bad debt, let’s talk about debt.

CMHC – 2014 Housing Outlook Conference notes

Happy Movember! The following is a summary of data highlights and anecdotes gathered during my attendance at the 19th annual CMHC Housing Outlook conference this past Friday Nov 1st. Interest Rates Both variable and fixed interest rates are expected to remain low for...