CMHC Market data 1990-2011 (click on the image)

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Vancouver Real Estate – How I learned to stop worrying and Love the Bubble.

Vancouver Real Estate – How I learned to stop worrying and Love the Bubble. Don’t believe the Hype. (the Bubble-Hype that is) Short Version Vancouver Real Estate – in particular detached home prices can, and likely will, rise further. As more single...

Recreational Property Financing – Happy Holidays!

[vc_row][vc_column width=”1/1″]As produced in the December 2013 edition of  Western Investor Are we there yet? Lenders take a winding road back to recreational real estate RECREATIONAL FINANCING  Are we there yet? Famous words from the backseat as families...

Good debt, bad debt, let’s talk about debt.

Good debt, bad debt, let’s talk about debt. Short version The focus on lending restrictions needs to include if not at this point be shifted primarily to consumer debt, i.e. credit cards, unsecured credit lines, auto loans, recreational vehicle loans, etc. Current...

Business Owners under further pressure.

Scotiabank recently announced further restrictions around lending for ‘Self Employed’ applicants.  If you are running your own business the uphill struggle to qualify for mortgage financing is not new. Short Version If you are self employed you may...