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108 Year 7 month Amortization… Totally Cool Says The Fed!

108 Year 7 month Amortization… Totally Cool Says The Fed!

[vc_row][vc_column width=”1/1″]July 2015 I wrote 136 words on this topic, hoping that the image alone would get some traction. It was a pretty insane image to a numbers geek like me – linked here.   Perhaps this 381 words worth will garner more...
Call Your Local Professionals

Call Your Local Professionals

[vc_row][vc_column width=”1/1″]  Call Your Local Professionals   We have seen no shortage of headlines this year, or any of the past 5, 10 or 20 years, from ‘credentialed’ observers of the Canadian Real Estate market from around the world offering...
Different Times, Different Mortgages.

Different Times, Different Mortgages.

Different times call for different mortgages. My current recommendation for (specifically qualified) buyers is often a two-year fixed. This is what ~70 per cent of my clients are already in at the moment, if not a variable. It boils down to rate and flexibility. Why...
Are You A Genius?

Are You A Genius?

Three Types of Real Estate Investors   There are three types of real estate investors. There’s the Tourist, the Committed (mostly), and the Genius.   The Tourist   The Tourist is somebody who converts their owner-occupied property into a rental and retains...
Has Mortgage Debt Shot Up?

Has Mortgage Debt Shot Up?

  WHAT ABOUT OUR DEBT LEVELS?   Amidst increasing media and water-cooler chatter of potential drops in real estate values of X%–Y%, let’s take a moment and review the systemic risk via mortgage debt numbers.   The first, and largest, piece of the puzzle...