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108 Year 7 month Amortization… Totally Cool Says The Fed!

108 Year 7 month Amortization… Totally Cool Says The Fed!

[vc_row][vc_column width=”1/1″]July 2015 I wrote 136 words on this topic, hoping that the image alone would get some traction. It was a pretty insane image to a numbers geek like me – linked here.   Perhaps this 381 words worth will garner more...
Different Times, Different Mortgages.

Different Times, Different Mortgages.

Different times call for different mortgages. My current recommendation for (specifically qualified) buyers is often a two-year fixed. This is what ~70 per cent of my clients are already in at the moment, if not a variable. It boils down to rate and flexibility. Why...
Has Mortgage Debt Shot Up?

Has Mortgage Debt Shot Up?

  WHAT ABOUT OUR DEBT LEVELS?   Amidst increasing media and water-cooler chatter of potential drops in real estate values of X%–Y%, let’s take a moment and review the systemic risk via mortgage debt numbers.   The first, and largest, piece of the puzzle...
Money Laundering & Vancouver Real Estate

Money Laundering & Vancouver Real Estate

Money Laundering As of late there has been much media attention focused on the role of foreign buyers, and increasingly on ‘money laundering’. No doubt both foreign buyers and money laundering play a role in our markets but not necessarily a linked role....
Brexit & Your Mortgage

Brexit & Your Mortgage

[vc_row][vc_column width=”1/1″] Short Version Lower rates for longer is the initial prognosis. Referendums: Just a flawed concept.   Long Version While Canada is somewhat insulated from the direct economic consequences of Brexit, so little of CDN...