Short Version; The boring CDN housing market, by the numbers it is clearly stable being primarily composed of borrowers with excellent credit, solid incomes, and reasonable down payments who met stringent qualifying standards in order to enter the market. Long...
Equity Lending -does it still exist? Short Answer; Yes, but in a very limited fashion at Prime rates. Long Answer; read on… It seems that each week I take at least one mortgage application from clients whose criteria goes something like this; Stellar credit a...
Will Checking My Credit Lower My Beacon Score? The Beacon score or credit score determines the probability that you will pay your bills on time and in full. Beacon scores are sometimes referred to as FICO scores, and both names are from the credit bureaus that...
Four Pillars of a mortgage application There are four main pillars of any mortgage application, they are as follows; Clean Credit Income Equity (Down payment amount) Subject property (the quality of) I have listed these in order of easiest to control, to more...
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