The (quietly) raging battle behind the scenes over your Mortgage Renewal – things to know & understand. As you approach your mortgage renewal date, there is often a letter or a call from your current lender that arrives up to 6 months in advance of the...
Good Debt vs. Bad Debt – Why the easy path is the wrong one. Lets face it the right thing to do, is almost always the hardest thing to do. i.e. saving money, eating right, adhering to the speed limit. Good debt. An oxymoron? Not at all. Good debt is debt used...
Collateral charge mortgage – What is this? Short Version This is a method of registering your mortgage currently used by nearly every Chartered Bank & Credit Union at this time. You are unlikely to avoid it with either of these two types of lenders, nor...
An expansion on a piece published this week in Jurock’s Facts by Email www.jurock.com/insider With mortgage arrears rates declining from already low levels I am often asked why lending guidelines have tightened as much as they have over the past 4 years.Short...
Short Version; The boring CDN housing market, by the numbers it is clearly stable being primarily composed of borrowers with excellent credit, solid incomes, and reasonable down payments who met stringent qualifying standards in order to enter the market. Long...
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