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Property Transfer Tax Changes

Property Transfer Tax Changes

[vc_row][vc_column width=”1/1″] Property Transfer Tax Changes Short Version There are no changes to the first-time home buyer exemption limits (with the exception of point #2 which includes first time buyers). All buyers (first-time buyers and repeat...
Subject Free? Perhaps Not.

Subject Free? Perhaps Not.

Subject Free? Perhaps Not. Short Version: Stellar credit, tremendous equity, and strong documented income are not enough to guarantee financing approval. The lender must approve of the property as well – and there is more than simply value reviewed. Lenders reserve...
The Big Short – Not a Canadian Story

The Big Short – Not a Canadian Story

[vc_row][vc_column width=”1/1″]The Big Short – An American film about American finance.   Many Canadians, particularly those in Vancouver and Toronto where real estate is spoken of like a sport, will gravitate to the film The Big Short over the coming...
Interest Rates, First Time Buyers & Socks

Interest Rates, First Time Buyers & Socks

[vc_row][vc_column width=”1/1″]As we race into the holiday season a few brief notes for first time buyers of both 2015 and 2016. Along with a tidbit on interest rates, always a hot topic. First a mention of my sock project: Please check out ‘Beat...