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Happy New Year!

Happy New Year!

[vc_row][vc_column width=”1/1″] Happy 2017! I have always subscribed to the mindset of ‘The 1% Difference’. The theory being that whatever challenge, if approached with just 1% more effort than the average person, then (thanks to the magical...
BC Home Partnership Program

BC Home Partnership Program

[vc_row][vc_column width=”1/1″]This is good news, albeit with some challenges to be addressed, and likely to have a very small effect (miniscule even) – but still it is good news!   On Dec 15, 2016 the BC Government announced that it is...
Tell Me About Interest Rates…

Tell Me About Interest Rates…

[vc_row][vc_column width=”1/1″]Some facts, and some thoughts on the recent movement we have seen with regard to interest rates. VARIABLE & SHORT-TERM FIXED Variable-rate and short-term (1, 2, & ~3 yr) fixed are largely dictated by Bank of Canada...
Changes For All Coming Oct 17, 2016

Changes For All Coming Oct 17, 2016

[vc_row][vc_column width=”1/1″]Happy Turkey-Day!     What do these changes mean for you? If you are actively shopping for a home and have less than a 20% down payment, your new maximum purchase price Oct 17 (likely sooner) will be REDUCED by 20%...
Brexit & Your Mortgage

Brexit & Your Mortgage

[vc_row][vc_column width=”1/1″] Short Version Lower rates for longer is the initial prognosis. Referendums: Just a flawed concept.   Long Version While Canada is somewhat insulated from the direct economic consequences of Brexit, so little of CDN...