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What Happened With Prime?

What Happened With Prime?

[vc_row][vc_column width=”1/1″]Did Prime go up?   No.   Did my Variable rate mortgage rate change?   No, not unless your variable rate mortgage is with TD.   So the Bank of Canada did not raise rates?   No, in fact they are more...
108 Year 7 month Amortization… Totally Cool Says The Fed!

108 Year 7 month Amortization… Totally Cool Says The Fed!

[vc_row][vc_column width=”1/1″]July 2015 I wrote 136 words on this topic, hoping that the image alone would get some traction. It was a pretty insane image to a numbers geek like me – linked here.   Perhaps this 381 words worth will garner more...
Changes For All Coming Oct 17, 2016

Changes For All Coming Oct 17, 2016

[vc_row][vc_column width=”1/1″]Happy Turkey-Day!     What do these changes mean for you? If you are actively shopping for a home and have less than a 20% down payment, your new maximum purchase price Oct 17 (likely sooner) will be REDUCED by 20%...
Brexit & Your Mortgage

Brexit & Your Mortgage

[vc_row][vc_column width=”1/1″] Short Version Lower rates for longer is the initial prognosis. Referendums: Just a flawed concept.   Long Version While Canada is somewhat insulated from the direct economic consequences of Brexit, so little of CDN...
How have you structured your own mortgage and why?

How have you structured your own mortgage and why?

Ask your Broker or your banker the following Question; How have you structured your own mortgage and why? Aside from discovering that an overwhelming number of mortgage professionals have their own residence set up in either short term fixed (1yr or 2yr) or a variable...