Will Your Payment Increase by 45%?

This was the headline, just another in a long list of what is essentially fast-food for the brain. Short Version Stop watching/reading the news – it’s primary purpose is to generate fear.Stay variable – especially if you’re at Prime-1.00% or...

Where’s It All Headed?

The text below is very much the script from the 3 parts above. View and/or read as you prefer. Part 1. The fact is there’re more questions being created by daily twists and turns in all areas of our lives than there are answers. What we each do is we try to make...

Interest Rates, Inflation, & Fear

This is the video version of the text below. I was asked for a short video regarding Variable Rate Mortgages and whether or not to Lock In… Short Answer; No. No don’t’ lock in. Also no to the short video – you want short – tune out now. The Longer Answer? OK...

Variable Rate? To Lock In Or Not?

[vc_row][vc_column width=”1/1″]To Lock In or Not? This video applies if you are taking a new mortgage, whether it’s for a purchase, refinance, or renewal. The variable remains the main contender. But what about all the economists saying if you are...

Are you in a Variable Rate Mortgage? Me too.

Are You in a Variable-Rate Mortgage? Me Too. If you’re in a fixed-rate mortgage, this news has no impact on you. Mind you, ‘impact’ is too strong a word for the subtle shift that occurred Jan 17, 2018.   Short Version The math is as follows: A payment increase of...