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But They Said It Was Portable…

But They Said It Was Portable…

Short Version:   The question most often asked: ‘Is my mortgage portable?’   The answer most often given: ‘Yes.’   This answer is increasingly wrong.   In reality you qualify to move ~80% of the balance… maybe.   If you are thinking of: Moving...
You Need To See This…

You Need To See This…

New mortgage rules are headed our way this fall, and they will affect you.   Short Version: As of this fall (no specific date set yet) you will qualify for 25% less mortgage money than you do today.   Long Version: Have you got: Excellent credit? Huge down...
Mortgage-Geek History

Mortgage-Geek History

The average person if stopped on the street and asked; Are today’s low interest rates driving up house prices? Would likely say ‘yes’. They would be wrong. And we can let their lack of understanding pass, after all we can agree that math mostly...
All Your Eggs In One Basket?

All Your Eggs In One Basket?

COLLAPSING OUR RRSP & VANCOUVER REAL ESTATE Annual Update – April 16, 2017 In the spring of 2012, after a 15-year roller-coaster ride on the stock market (huge gains and sharp drops) with a net gain of less than 2% on the total contributions made, it was...
Is Today The Right Day To Buy Yourself A Home Or Not?

Is Today The Right Day To Buy Yourself A Home Or Not?

Q. Is today the right day to buy yourself a home or not?   A. Today is the right day assuming one has found a specific property that works for them on all levels.   This question arises on a near daily basis within our social circles, at least in Greater...