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Tell Me About Interest Rates…

Tell Me About Interest Rates…

[vc_row][vc_column width=”1/1″]Some facts, and some thoughts on the recent movement we have seen with regard to interest rates. VARIABLE & SHORT-TERM FIXED Variable-rate and short-term (1, 2, & ~3 yr) fixed are largely dictated by Bank of Canada...
How a Backup Offer Can Secure Your Dream Home

How a Backup Offer Can Secure Your Dream Home

[vc_row][vc_column width=”1/1″]Have you found the house of your dreams? But there is already an accepted offer in place? OK, but are there outstanding subjects on the offer? Perhaps there’s a ‘subject to sale’ with a 72-hour trigger clause against the...
Interest Rates & More

Interest Rates & More

Interest Rates Last week we touched on TD’s 0.15% move with existing variable-rate mortgage clients. There is nothing new to add this week as TD remains the only lender to make such a move with variable-rate clients. Perhaps TD backs down soon, perhaps other banks...
Real Estate Stats; The Sky Is Not Falling

Real Estate Stats; The Sky Is Not Falling

[vc_row][vc_column width=”1/1″]Numbers; the bane of our modern existence. We increasingly put our faith in, and base decisions on, what the numbers tell us. Which is to say we allow our decisions, and mindset, to be shaped by the people filtering and...
Market Averages, Government Intervention, & Reality.

Market Averages, Government Intervention, & Reality.

[vc_row][vc_column width=”1/1″]In the Vancouver market, we often hear about the benchmark price, the average price, and the median home price. Usually that of a specific neighbourhood or municipality.   However, what buyers rarely hear is the average...