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CMHC is back at it once again…

CMHC is back at it once again…

Who, What, When & Why? Short version; Who? – This impacts new buyers with less than 20% down payment who are purchasing properties below $1,000,000.00 What? – Three changes; No more borrowing a down payment (gifted down payment remains OK)New minimum...
Vancouver Real Estate; Candy For The Kids

Vancouver Real Estate; Candy For The Kids

[vc_row][vc_column width=”1/1″]Housing & Smarties   All levels of government are trying to control a situation akin to that of 22 kids that want a Smartie, and there are only six-and-a-half Smarties to be had.   As authority figures tend to,...

An Ineffective BC Budget

[vc_row][vc_column width=”1/1″]Let’s look at the impact, or lack thereof,  of one piece of the newly announced BC budget; The Foreign Buyers Tax.   Short Version   It was implemented poorly last time, and it’s being implemented...
Three (OK, Two) Reasons Rates Will Not Hit 5%

Three (OK, Two) Reasons Rates Will Not Hit 5%

[vc_row][vc_column width=”1/1″]The link below is worth a read if you are concerned about rates, and I agree with two of three points. #2 not so much.   Short Version Inflation is non-existent The pain would NOT be catastrophic (As explained in past...