[vc_row][vc_column width=”1/1″]Short Version: The most important question a home-seller must ask their Broker or their banker this spring: ‘Do I QUALIFY to port my mortgage?’ You must re-qualify to port your mortgage to a new property,...
2018 Here We Go! I’ve always believed in ‘The 1% Difference‘. My theory is that whatever the challenge, if approached with 1% more effort than average, it will be met with success. If not immediately, then almost certainly over the longer term (thanks to the magic of...
[vc_row][vc_column width=”1/1″]What about this recent Bank of Canada interest rate increase? Short Version I am not locking in myself I am staying variable For a variety of reasons Long Version If your discount from Prime (now...
Short Version: The question most often asked: ‘Is my mortgage portable?’ The answer most often given: ‘Yes.’ This answer is increasingly wrong. In reality you qualify to move ~80% of the balance… maybe. If you are thinking of: Moving...
[vc_row][vc_column width=”1/1″]New mortgage rules are headed our way this fall, and they will affect you. Short Version: As of this fall (no specific date set yet) you will qualify for 25% less mortgage money than you do today. Long Version:...
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