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The Most Important Question This Spring

[vc_row][vc_column width=”1/1″]Short Version:   The most important question a home-seller must ask their Broker or their banker this spring: ‘Do I QUALIFY to port my mortgage?’   You must re-qualify to port your mortgage to a new property,...
Vancouver Real Estate; Candy For The Kids

Vancouver Real Estate; Candy For The Kids

[vc_row][vc_column width=”1/1″]Housing & Smarties   All levels of government are trying to control a situation akin to that of 22 kids that want a Smartie, and there are only six-and-a-half Smarties to be had.   As authority figures tend to,...
Are you in a Variable Rate Mortgage? Me too.

Are you in a Variable Rate Mortgage? Me too.

Are You in a Variable-Rate Mortgage? Me Too. If you’re in a fixed-rate mortgage, this news has no impact on you. Mind you, ‘impact’ is too strong a word for the subtle shift that occurred Jan 17, 2018.   Short Version The math is as follows: A payment increase of...
Happy New Year!

Happy New Year!

2018 Here We Go! I’ve always believed in ‘The 1% Difference‘. My theory is that whatever the challenge, if approached with 1% more effort than average, it will be met with success. If not immediately, then almost certainly over the longer term (thanks to the magic of...
Are you in a Variable Rate Mortgage? Me too.

What’s Changing Jan 1st? Rates or Rules?

[vc_row][vc_column width=”1/1″]Upcoming changes to mortgage lending guidelines, the rules of borrowing, take effect Jan. 1, 2018 and while there’s been a fair bit of press coverage on this, there is also a fair bit of confusion.   What is NOT...