What’s Changing Jan 1st? Rates or Rules?

[vc_row][vc_column width=”1/1″]Upcoming changes to mortgage lending guidelines, the rules of borrowing, take effect Jan. 1, 2018 and while there’s been a fair bit of press coverage on this, there is also a fair bit of confusion.   What is NOT...

What about this recent Bank of Canada interest rate increase?

[vc_row][vc_column width=”1/1″]What about this recent Bank of Canada interest rate increase?   Short Version   I am not locking in myself I am staying variable For a variety of reasons   Long Version   If your discount from Prime (now...

You Need To See This…

[vc_row][vc_column width=”1/1″]New mortgage rules are headed our way this fall, and they will affect you.   Short Version: As of this fall (no specific date set yet) you will qualify for 25% less mortgage money than you do today.   Long Version:...

Life Is Variable, Perhaps Your Mortgage Should Be As Well

[vc_row][vc_column width=”1/1″] The case for variable has always been strong, although often a few misconceptions must be addressed to clarify why this is.   Economic good news is what pushes interest rates up, not economic bad news. When’s the...

Is Today The Right Day To Buy Yourself A Home Or Not?

[vc_row][vc_column width=”1/1″]Q. Is today the right day to buy yourself a home or not?   A. Today is the right day assuming one has found a specific property that works for them on all levels.   This question arises on a near daily basis within...