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You Need To See This…

You Need To See This…

New mortgage rules are headed our way this fall, and they will affect you.   Short Version: As of this fall (no specific date set yet) you will qualify for 25% less mortgage money than you do today.   Long Version: Have you got: Excellent credit? Huge down...
All Your Eggs In One Basket?

All Your Eggs In One Basket?

COLLAPSING OUR RRSP & VANCOUVER REAL ESTATE Annual Update – April 16, 2017 In the spring of 2012, after a 15-year roller-coaster ride on the stock market (huge gains and sharp drops) with a net gain of less than 2% on the total contributions made, it was...
Interest Rates, First Time Buyers & Socks

Interest Rates, First Time Buyers & Socks

Following a similar post 363 days ago of the same title…this post is a very brief summary of two much longer ones written earlier today. You may click the links that follow for the long version. As we race into the holiday season, a few brief notes for first-time...
BC Home Partnership Program

BC Home Partnership Program

This is good news, albeit with some challenges to be addressed, and likely to have a very small effect (miniscule even) – but still it is good news!   On Dec 15, 2016 the BC Government announced that it is launching a ‘Homeowner Mortgage and Equity...
Market Averages, Government Intervention, & Reality.

Market Averages, Government Intervention, & Reality.

In the Vancouver market, we often hear about the benchmark price, the average price, and the median home price. Usually that of a specific neighbourhood or municipality.   However, what buyers rarely hear is the average price of the bottom 80% of listings of the...