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Subject Free Offers – Another Landmine Lurking

Subject Free Offers – Another Landmine Lurking

[vc_row][vc_column width=”1/1″]60 day Notice To Vacate…   …words every Mortgage Broker longs to see in an offer written on a tenanted property, in particular when the buyer has less than a 20% down payment.   For a client putting less than 20%...
No Bubble To See Here – Part 6 – Emotion

No Bubble To See Here – Part 6 – Emotion

[vc_row][vc_column width=”1/1″]Why none of the math in previous posts in this series really matters…   Emotion   The largest investment in the entire process of purchasing real estate is the emotional investment.   Emotion drives the...
No Bubble To See Here – Part 5 – When Rates Rise

No Bubble To See Here – Part 5 – When Rates Rise

[vc_row][vc_column width=”1/1″]But when rates go back up…   It is not when, it is if. I wrote that correctly. If they go up, as in if they go up in time to matter to me or to you, Mr. & Mrs. Homeowner. Maybe they stay low for another ten or...
No Bubble To See Here – Part 4 – The Amortization Effect

No Bubble To See Here – Part 4 – The Amortization Effect

[vc_row][vc_column width=”1/1″]The Amortization Effect   Each year from 2008 through 2010 the Federal Government reduced the maximum amortization as follows.   Purchases with less than 20% down –from 40–35 years, then 35- 30 and finally 30–25...
No Bubble to See Here – Part 3 – Sustainability

No Bubble to See Here – Part 3 – Sustainability

[vc_row][vc_column width=”1/1″]Are Vancouver real estate values sustainable? Short Version Yes. Easily. Long Version No doubt that question may seem laughable to some. The thing is, depending upon one’s age, this question has seemed laughable to many for...