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An age old debate, but why?

Click Here for the Video Explaination


If you are still wondering about fixed vs. variable – it’s pretty firmly all about the variable, even with the July 11, 2018 Bank of Canada 0.25% rate increase factored in. Click on the video for an explanation of the two bets one makes when opting for a fixed rate product, few people understand the second bet they are making. And this my friends is why the banks make 1B$ every 90 days and you and I do not.


Math is hard, life is busy, and contracts are confusing. And we pay the price (if we are not careful).

have a great day!