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BC Assessment vs. Market Value

BC Assessment vs. Market Value

Property Assessments vs. Market Value   Do not rely on your BC assessment for a fair market value of your property. The ‘assessed’ value was determined last July, your local market may have changed since then.   Do not rely entirely on a buyer’s opinion or a...
Variable Rate? To Lock In Or Not?

Variable Rate? To Lock In Or Not?

To Lock In or Not? This video applies if you are taking a new mortgage, whether it’s for a purchase, refinance, or renewal. The variable remains the main contender. But what about all the economists saying if you are currently in a variable rate mortgage then...
Subject Free Offers; Still Risky!

Subject Free Offers; Still Risky!

This week we discuss writing a Subject-Free offer, or perhaps not doing so.  Specifically we look at why you may want to cool your jets and have a detailed conversation about your plan with your Mortgage Broker well in advance of writing such an offer. As it turns out...
Clarity Re Portability

Clarity Re Portability

Many clients ask what they think is the right question when it comes to moving their mortgage to a new property and all too often it leads to an incomplete and sometimes devastating answer. Ask better questions, get better answers. Don’t ask ‘is my...
Vacant Possession

Vacant Possession

DISCLAIMER: This post is written for buyers, in other words people who do not currently own a tenanted property. This post is not suggesting in any way that the rights of an existing tenant be infringed upon.   For sellers reading this post, and perhaps realising...