#1. Not only do I not mention any detail of your life to anyone other than a prospective lender, I do not discuss so much as the names of my clients with anyone outside the process either. Not ever.
Your situation is 100% private.
There are alternative strategies and solutions to provide assistance for all credit types and employment statuses.
The first step is to contact me. Lets talk about where you are at, as it may not actually be quite as dire as you suspect. Many things are possible much to the surprise of many of my clients.
However if things are trending in the wrong direction then acting sooner rather than later is vital. The longer you wait the more challenging it will be to find a viable solution to your financing needs.