Select Page
Your Mortgage Resolutions for a Happy New Year!

Your Mortgage Resolutions for a Happy New Year!

Happy New Year! A few thoughts around resolutions to address your existing Mortgage; Payment Frequency and Amount. Take charge of something that is within your control, the effective amortisation of your mortgage.  A change up from Monthly payments to accelerated...
What would Ron Swanson do?

What would Ron Swanson do?

In the spirit of the most direct fictional character I know, Ron Swanson, I offer the following treatise on the subject of Real Estate.  A compelling approach that has been effective for thousands of years. Buy Land. Thank you,...
Recreational Property Financing – Happy Holidays!

Recreational Property Financing – Happy Holidays!

As produced in the December 2013 edition of  Western Investor Are we there yet? Lenders take a winding road back to recreational real estate RECREATIONAL FINANCING  Are we there yet? Famous words from the backseat as families make the road trip come vacation time....
Good debt, bad debt, let’s talk about debt.

Good debt, bad debt, let’s talk about debt.

Good debt, bad debt, let’s talk about debt. Short version The focus on lending restrictions needs to include if not at this point be shifted primarily to consumer debt, i.e. credit cards, unsecured credit lines, auto loans, recreational vehicle loans, etc. Current...
No changes pending regarding CMHC client premiums

No changes pending regarding CMHC client premiums

Short version; No changes pending regarding CMHC client premiums Headlines easily mislead us Long version; The headline below in last weeks Globe & Mail caught more than a few of my clients attention, prompting needless stress. Flaherty charges CMHC new risk fee...
Is it the right time to buy Vancouver Real Estate or not?

Is it the right time to buy Vancouver Real Estate or not?

This post is an opinion piece recently published in New Homes Magazine.   Is it the right time to buy Vancouver Real Estate or not? This is a question that I am asked on a near daily basis by clients, friends, family, even my barista. My answer has been...
Vive la difference!

Vive la difference!

Although I started my Blog more as a way to communicate market data, policy updates, and the odd bit of ‘opinion’ to my current clients, it seems on occasion it catches the eye of people outside that circle.  i.e. Garth Turner. titled; ‘The...
Annual State of the Residential Mortgage Market in Canada 2013

Annual State of the Residential Mortgage Market in Canada 2013

 Annual State of the Residential Mortgage Market in Canada November 2013 Following are highlights from the 2013 CAAMP report. A copy of the full report is available to download at www.caamp.org  For homes purchased in 2013, 82 per cent had fixed rate mortgages....
CMHC – 2014 Housing Outlook Conference notes

CMHC – 2014 Housing Outlook Conference notes

Happy Movember! The following is a summary of data highlights and anecdotes gathered during my attendance at the 19th annual CMHC Housing Outlook conference this past Friday Nov 1st. Interest Rates Both variable and fixed interest rates are expected to remain low for...